Terms and Conditions

Last Updated: November 13, 2025

Welcome to HealthPlanBroker.com (“Website”). These Terms and Conditions (“Terms”) govern your use of our Website and services. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Acceptance of Terms

By using this Website, you confirm that you:

  • Are at least 18 years old
  • Have read and understood these Terms
  • Agree to comply with all applicable laws and regulations
  • Will not misuse or interfere with the Website

These Terms form a binding agreement between you (“User,” “You”) and Health Plan Broker (“Company,” “We,” “Us,” or “Our”).

2. Purpose of the Website

HealthPlanBroker.com provides:

  • General information related to health plans
  • Educational resources
  • Inquiry and contact forms
  • Assistance for customers seeking plan guidance

Content on the Website is for informational purposes only. It is not insurance, legal, medical, or financial advice.

3. User Responsibilities

By using our Website, you agree NOT to:

  • Provide false or misleading information
  • Attempt to hack, damage, or disrupt the Website
  • Use bots, crawlers, scrapers, or automated tools
  • Copy, distribute, or reuse any Website content without permission
  • Interfere with security features or Website functionality
  • Impersonate any individual or organization

Your access may be restricted or terminated if these rules are violated.

4. Intellectual Property Rights

All content on the Website, including:

  • Text
  • Images
  • Graphics
  • Layout design
  • Logos
  • Blog content
  • Guides and resources

is the property of Health Plan Broker, protected by copyright and intellectual property laws.

You may not:

  • Copy
  • Modify
  • Reproduce
  • Sell
  • Distribute

any Website content without written permission.

You are granted a limited, personal, non-transferable license to use the Website for informational purposes only.

5. Use of Microsoft Clarity

Our Website uses Microsoft Clarity to collect anonymous behavioral data—such as clicks, scrolling, and general usage patterns—to help us improve functionality and user experience.
Clarity does not record personal details such as names, email addresses, phone numbers, or form submissions.
By using this Website, you consent to Microsoft Clarity’s anonymous analytics.
For more information on how Microsoft handles data, visit: https://privacy.microsoft.com/

6. Communications & Consent

When you submit your information on our Website, you authorize us to contact you via:

  • Email
  • Phone
  • SMS (text messages)

for the purpose of responding to your inquiries, providing plan-related information, or offering relevant updates.

You may opt out of promotional messages at any time.

7. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for:

  • Their content
  • Their privacy practices
  • Their security
  • Their accuracy or policies

You use third-party websites at your own risk and should review their Terms and Privacy Policies.

8. Limitation of Liability

To the fullest extent permitted by U.S. law, Health Plan Broker is not liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Loss of data, revenue, business, or profits
  • Website downtime, errors, or interruptions
  • Actions of third-party service providers
  • Content on linked external websites

Your sole remedy for dissatisfaction with the Website is to stop using it.

9. Disclaimer of Warranties

The Website is provided “AS IS” and “AS AVAILABLE.” We do not guarantee that:

  • The Website will always function without errors
  • All content is accurate, complete, or up-to-date
  • The Website is free from viruses or harmful components
  • Services will always be available

Use of the Website is at your own risk.

10. Privacy Policy

Your use of the Website is also governed by our Privacy Policy , which explains how we collect and use your information. Please review the Privacy Policy carefully.

11. Termination of Access

We may suspend or terminate your access to the Website at our discretion if we believe you have violated these Terms or engaged in harmful behavior. Upon termination, you must stop using the Website immediately.

12. Modifications to the Terms

We may update or revise these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.
Your continued use of the Website indicates your acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of the United States. Any disputes will be resolved under applicable federal or state jurisdiction.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us:
Health Plan Broker
Phone: +1 786-263-9390

Website: https://healthplanbroker.com/
We are committed to clarity, fairness, and transparent communication.