Privacy Policy

Last Updated: November 13, 2025

Welcome to HealthPlanBroker.com (“Website”), operated by Health Plan Broker (“Company,” “We,” “Us,” or “Our”). We respect your privacy and are committed to protecting your personal information with transparency and integrity. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website, submit inquiries, or interact with our services.
By using our Website, you agree to the practices described in this Privacy Policy.


1. Governing Law

This Privacy Policy is governed by U.S. law. If you access the Website from outside the United States, you do so at your own risk and are responsible for complying with your local laws.


2. Information We Collect

We collect personal and non-personal information to provide services, assist with health plan inquiries, and improve user experience.

A. Information You Provide

When you submit a form or contact us, you may provide:

  • Full name
  • Email address
  • Phone number
  • Location information
  • Plan-related details
  • Information you enter into our forms
  • Messages or communication you send to us

B. Automatically Collected Information

When you browse HealthPlanBroker.com, we may automatically collect:

  • IP address
  • Device information
  • Browser type
  • Pages viewed and time spent
  • Click behavior and interactions
  • General location (approximate)
  • Referring links

This helps us analyze traffic and improve Website performance.

C. Cookies & Tracking Technologies

We use cookies, browser storage, pixels, and analytics tools to:

  • Improve Website performance
  • Personalize your browsing experience
  • Track usage patterns and behavior
  • Enhance site features

You may adjust cookie settings in your browser at any time.


3. Use of Microsoft Clarity

We use Microsoft Clarity to understand how visitors interact with our Website and to improve user experience. Clarity records anonymized behavioral data such as clicks, scrolling, and general usage patterns, but it does not collect personal details like names, emails, phone numbers, or form entries. All collected data is anonymous and used only to enhance performance and usability. By using our Website, you consent to Microsoft Clarity’s anonymous data processing. For more details, visit https://privacy.microsoft.com/ .


4. How We Use Your Information

We use your information to:

  • Respond to inquiries
  • Provide health plan guidance
  • Communicate updates when permitted
  • Improve Website performance
  • Enhance customer support
  • Ensure security and prevent misuse
  • Comply with legal or regulatory requirements

We do not sell your personal information.


5. Email & Phone Communications

When you provide your contact details, you may receive:

  • Follow-up responses
  • Service-related updates
  • Plan information
  • Occasional promotional communication

You may opt out anytime via email or by contacting us directly.


6. Protection of Personal Information

  • Secure servers
  • Encrypted connections (HTTPS/SSL)
  • Restricted access controls
  • Continuous monitoring

No system is 100% secure, but we take every reasonable step to protect your information.


7. Sharing Your Information

We only share your information in the following cases:

A. Legal Requirements

To comply with court orders, laws, or government requests.

B. Business Operations

With trusted third-party service providers who assist with:

  • Hosting
  • Email services
  • Customer communication
  • Analytics
  • Website management

These providers follow strict confidentiality and security standards.

We never sell, rent, or trade personal data.


8. Third-Party Links

Our Website may contain links to external sites. We are not responsible for their:

  • Content
  • Policies
  • Security practices
  • Services

We encourage reviewing third-party privacy policies before engaging with them.


9. Children’s Privacy

Our Website is not intended for children under 13. We do not knowingly collect information from minors. If such data is found, it will be deleted immediately.


10. Data Retention

We retain your information only as long as necessary to:

  • Provide services
  • Respond to inquiries
  • Comply with legal obligations
  • Improve Website operations

Once no longer required, data is deleted or anonymized securely.


11. International Users

Our Website is operated in the United States. If you access it from another country, your data may be transferred to U.S. servers, where privacy laws may differ. By using the Website, you consent to this transfer.


12. Changes to This Privacy Policy

We may update this Privacy Policy as needed to reflect operational or legal changes. Updates will be posted on this page, and continued use of the Website means you accept the updated terms.


13. Contact Us

If you have questions or concerns regarding this Privacy Policy, contact us:

Health Plan Broker
Phone: +1 786-263-9390

Website: https://healthplanbroker.com/

We aim to respond promptly and transparently.